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Low Speed Vehicles Insurance

Preserving the Legacy of What You Love to Drive

No need to shop anymore.

Skip the endless shopping. Our Insurance Guardian Consultants do the work for you, comparing top carriers, tailoring coverage, and making sure every detail is right. With Tueri by your side, you can drive with confidence knowing your protection is secure.

The people you can trust with your bike insurance.

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Personalized guidance

Golf cart vehicle insurance should never feel one-size-fits-all. At Tueri, we take the time to understand how you use your vehicle, whether it’s for getting around your neighborhood, traveling within your community, or enjoying time on the course. Tueri ensures your golf cart is protected with the attention, care, and precision it deserves.

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Access to multiple carriers

As an independent agency, we partner with a wide range of respected carriers, giving us the freedom to compare rates, coverage, and benefits on your behalf. This means you’ll always receive options designed to provide the best balance of protection, service, and value without having to shop around yourself.

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Long-term partnership

Life changes, and so should your coverage. From upgrading your golf cart to adding a new low-speed vehicle, Tueri is here to review and update your protection as your needs evolve. With us, you gain more than just a policy, you gain a partner committed to safeguarding your lifestyle and every ride along the way.

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Protecting More Than Just Your Cart

Your golf cart or low-speed vehicle is more than a convenient way to get around, it’s part of your lifestyle. Whether you’re driving around your neighborhood, enjoying time on the course, or exploring your community, every ride deserves protection built for how you use it. From accidents and theft to property damage and liability, the right coverage helps keep you and your passengers safe while preserving your peace of mind.

At Tueri Insurance Agency, we don’t just sell policies, we serve as your trusted advisor and advocate. Our mission is to help you understand your options, identify coverage gaps, and create protection that fits your vehicle and your lifestyle. With Tueri by your side, you can drive confidently knowing your golf cart is protected today and ready for every ride ahead.

Ready to protect your golf cart?

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Need to get expert advice from our insurance consultant.

Low speed vehicle insurance doesn’t have to be complicated. We make sure you understand every option available.

Get your insurance quote started

Don’t settle for cookie-cutter insurance. Get expert advice, competitive options, and the peace of mind that comes with having a trusted advisor on your side.

Have more to insure?

Life happens in all kinds of adventures, and each comes with its own risks. At Tueri, we believe insurance is more than a policy, it’s peace of mind, guided by an experienced advisor who understands your lifestyle and the vehicles that make it unique.

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Low-speed vehicle insurance FAQs

What is a low-speed vehicle (LSV)?

An LSV is a street-legal electric vehicle (like a golf cart modified for road use) that goes 20-25 mph and meets federal safety standards — headlights, seatbelts, mirrors, VIN. In Florida, properly equipped LSVs can be titled, registered, and driven on roads posted 35 mph or less.

Do I need insurance for my golf cart or LSV in Florida?

If it's a street-legal LSV (titled and registered), Florida requires PIP and property damage liability just like a car. Even for off-road-only golf carts, liability and theft coverage are smart — homeowners policies generally exclude them. Communities and HOAs often require proof of insurance too.

What's the difference between golf cart and LSV insurance?

A standard golf cart policy covers off-road/recreational use — theft, damage, liability around your community. LSV insurance is closer to auto insurance, with state-required liability minimums for street-legal operation. The right one depends on whether your cart is registered for road use.

How much is golf cart insurance?

Typically $100-$300 per year for a standard golf cart policy — one of the cheapest policies you'll buy. Street-legal LSV coverage costs more since it carries auto-style liability requirements. Either way, it's inexpensive protection for a multi-thousand-dollar vehicle.

Does LSV insurance cover me off my property?

A proper LSV policy covers street-legal operation on public roads (within its territory), not just your neighborhood. Standard golf cart policies focus on community/recreational use. Tell us where you drive and we'll make sure the coverage matches.